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Category: FICO Scores

How to Repair Your Credit

August 24, 2021
How to Repair Your Credit
Credit FICO Scores Mortgage Lending Real Estate

Due to the pandemic and associated lockdowns and layoffs, millions of people around the country struggle to pay their bills. Has your financial situation changed because of COVID-19? Alternatively, you…

chat_bubble_outline0 comments Tags: credit repairHow to repair your credit
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Mortgage News for June 2021

June 8, 2021
Mortgage News for June 2021
FICO Scores Interest Rates Mortgage Lending Real Estate Seller's Market

Despite ongoing challenges in the labor sector, the month of May proved strong relative to job creation. As reported on MBSHighway, Home prices also soared in April. What’s more, Fed…

chat_bubble_outline0 comments Tags: Housing MarketJobless ClaimsJobs Report
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Moving on Up! (Is it time to Upsize?)

May 19, 2021
Moving on Up! (Is it time to Upsize?)
FICO Scores Interest Rates Real Estate San Dimas Seller's Market

Last week, we focused on homeowners who were looking to downsize. But in the crazy 2021 housing market, many homebuyers are looking to capitalize on the market by doing the…

chat_bubble_outline0 comments Tags: Buying Bigger HouseMoving Up
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Pre-Approval before House Hunting

April 27, 2021
Pre-Approval before House Hunting
FICO Scores Mortgage Lending Real Estate San Dimas

In this crazily competitive housing market, you need to create an attractive offer. And one of the first steps in the process is pre-approval. Although an offer may have stood…

chat_bubble_outline0 comments Tags: Interest RatesMortgage LendingPre-ApprovalPre-Qualification
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Buy or Rent? That is the question!

March 23, 2021
Buy or Rent? That is the question!
FICO Scores Interest Rates Real Estate

Although home ownership is the American Dream, thanks to many factors, including rising prices, tight lending practices and reduced inventory, home ownership rates are down. This is tragic, since studies…

chat_bubble_outline0 comments Tags: renting vs buyingshould you buy or rent a house
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Credit Scores Matters

March 2, 2021
Credit Scores Matters
FICO Scores Interest Rates Mortgage Lending Real Estate

In a seller’s market, FICO scores remain one of the most important elements financial institutions use to determine credit worthiness. In fact, mortgage lenders routinely check  FICO scores to pre-qualify…

chat_bubble_outline0 comments Tags: Credit ScoresFICO Scores
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SoCal Platinum Properties

Disclaimers: CA DRE Individual Broker License No. 01194203, NMLS Individual License No. 237294. SoCal Platinum Properties, Inc is a Mortgage Banker and a licensed broker by the California Bureau of Real Estate, Broker License No. 02074382, NMLS Company License No. 1852786.

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